Your Money, Understood
Included bank connections. AI categorization that learns your habits. Analytics that reveal where every dollar goes. All offline-first.
See It in Action
A quick look at what you get
Dashboard Overview
Track all of your spending in one place
Transactions
Get a bird's eye view of your transactions
Smart Budget
The journey begins with a budget and utilize the Smart Budget Wizard
Budget
Refine your smart budget even further
Reports & Analytics
Get a detailed report and analyze your finances with this easy to read tool
Goals
Easily set goals to align with your budget
Accounts
You can have as little as one account or several, it just depends on how deep your budgets and reports need to be.
Transaction Imports
Import your documentation via csv or excel files straight from your banking statements
Recurring Expenses
The "Where is My Money" application will help you realize your recurring expenses fast and easily.
AI Assistant
Use the AI Assistant to help you answer questions about your Finances.
Household
Add household members to include in the "Where is My Money" application.
Settings
Personalize more of what you want in the "Where is My Money" application within the Settings area.
Everything you need to master your finances
Premium unlocks the full power of WIMM with advanced AI, included bank connections, and deep analytics.
AI Categorization
Three AI engines (Claude, GPT-4o, and DeepSeek) automatically categorize every transaction with 99%+ accuracy.
Plaid Bank Sync
Connect to 12,000+ banks with included connections. Transactions sync automatically. Need more? Extra connections available.
Unlimited History
Import years of transactions via CSV, Excel, or OFX. No caps and no limits. Your complete financial picture.
Smart Analytics
Visualize spending trends, track budgets in real-time, and spot anomalies before they become problems.
Savings Goals
Set targets, track progress, and get AI-powered suggestions to reach your financial goals faster.
Bill Reminders
Never miss a payment. Track upcoming bills, get configurable reminders, mark payments, and import from your recurring expenses.
Privacy First
Offline-first architecture. Your data lives on your machine, encrypted at rest with bank-grade AES-256.
See how WIMM compares to Mint, YNAB, Monarch, and more
View Full ComparisonReady to take control?
Join thousands who stopped wondering where their money goes. Get started today and setup takes less than 5 minutes.