WIMM vs Mint (discontinued)
Intuit shut down Mint in January 2024. Here's how WIMM picks up where it left off.
Where Mint (discontinued) wins
- • Was free; many users miss the free tier.
- • Had a long-standing brand and large user base.
Where WIMM wins
- • WIMM still exists.
- • Active development with regular feature releases — see /changelog.
- • Modern AI categorization that learns from your corrections.
- • Privacy-focused: AES-256-GCM encryption at rest, TLS in transit, no behavioral tracking, no ads.
- • Honest pricing, no ad-supported model.
Feature-by-feature
Same data as the full comparison, filtered to WIMM and Mint (discontinued).
| Feature | WIMM | Mint |
|---|---|---|
| Core Tracking | ||
| Auto bank sync (Plaid) | ||
| Manual import (CSV/Excel/OFX) | ||
| AI transaction categorization | ||
| Multi-AI engine (3 providers) | ||
| Recurring expense tracking | ||
| Unlimited transaction history | ||
| Budgeting | ||
| Budget creation & tracking | ||
| AI-assisted smart budgets | ||
| Envelope budgeting | ||
| AI envelope fill from paycheck | ||
| Shared household envelopes | ||
| Bill reminders | ||
| Analytics & Insights | ||
| Spending charts & trends | ||
| Anomaly detection | ||
| Savings goals | ||
| Net worth tracking | ||
| Investment tracking | ||
| Credit score monitoring | ||
| Debt payoff planner | ||
| Privacy & Security | ||
| AES-256-GCM encryption at rest | ||
| No ads, no behavioral tracking | ||
| 2FA (TOTP + recovery codes) | ||
| Per-user data isolation (row-level userId scoping in every query) | ||
| Household & Sharing | ||
| Household sharing (multiple members) | ||
| Multi-member households | ||
| Shared budgets | ||
| Platform & Access | ||
| Web app | ||
| Mobile app (iOS/Android) | ||
| Email notifications | ||
| CSV/PDF export | ||
Switching from Mint (discontinued)
- Step 1Recover your Mint dataIf you exported before shutdown, you have a CSV. Otherwise, Credit Karma may have transaction records.
- Step 2Reconnect your banksUse Plaid in WIMM to connect each bank fresh.
- Step 3Import historical CSVUpload your Mint CSV in WIMM → Import. WIMM auto-detects the column format for major US banks (BofA, Wells Fargo, Chase, Citi, Amex, Capital One, Discover); for Mint exports use the generic CSV importer with manual column mapping (date, description, amount).
- Step 4Run AI categorizationRe-categorize the import with the AI wizard; correct as needed.
Frequently asked questions
Can I import my old Mint data?
Yes, if you have a CSV export. WIMM auto-detects the column format for major US banks; for Mint's export use the generic CSV importer and map the date, description, and amount columns manually (it takes about 30 seconds).
Is WIMM free like Mint was?
WIMM has a free tier and a paid Premium tier. We don't run ads or sell your data, so paid users fund the work.
Why did Mint shut down?
Intuit consolidated into Credit Karma in early 2024. Many former Mint features were not carried over.
Do I need to reconnect my banks after Mint?
Yes. Mint's data export gave you a CSV of historical transactions, but your bank links don't transfer between apps. Use Plaid in WIMM to relink each bank fresh — most institutions take under a minute.
Ready to try WIMM?
The demo loads with realistic data and no signup. See it before you commit.