Export Your Asset Inventory: A Proof Pack for Insurance

Nobody thinks about a home inventory until the week they desperately need one. A pipe bursts, a laptop walks off, a kitchen fire takes the appliances, and suddenly an adjuster is asking you to list everything you owned, what it was worth, and when you bought it. Doing that from memory, after the loss, is exactly when your memory is worst. The households that get paid quickly are the ones who wrote it all down while everything was still on the shelf.

WIMM turns the assets you already track on the Net Worth page into a documented proof pack you can hand to an insurer in one click. Most budgeting apps never touch this. They will happily categorize your coffee spending and then leave you stranded the day you actually need records.

A person holding a house key over a home insurance policy document, representing protecting your belongings with documentation

What a proof pack actually is

Once you have added your assets to WIMM (your home, your car, the jewelry, the camera gear, the crypto), the Net Worth page grows an Export / Proof pack button. It gathers every asset into a single organized document built for a claim, not for a spreadsheet nerd.

For each asset the pack carries the detail an adjuster asks for: the make, model, serial number, and VIN where they apply, the condition and location, plus warranty provider and expiry, and your insurer, policy number, and coverage amount if you recorded them. It also stamps two dates that matter for a claim, the day you first recorded the item in WIMM and the day you last updated its value, so the record shows the item existed before the loss rather than the day after.

An open briefcase showing an assortment of gold and silver jewelry and wristwatches, the kind of valuables an insurance inventory should capture in detail

This is where the earlier work pays off. The more you filled in when you documented each asset, the more complete the proof pack reads. A jewelry line that says "gold watch, serial 12345, appraised at $4,200, insured under policy HO-8842" carries far more weight with an adjuster than a bare "watch, $4,200." WIMM simply lays out whatever you gave it, cleanly, for every item at once.

Three formats, three jobs

The proof pack exports in three shapes, and each has a purpose.

The PDF is the one you print or hand over. It reads like a document, grouped and totaled, ready to attach to a claim email or drop in a folder with your policy. From the menu you can either open it in a new tab to view first, or download it straight away.

The CSV is the plain, portable version. Every asset becomes a row with a full column set, and the values are written as real numbers rather than formatted currency, so any tool can open and sort it.

The Excel file is the one to reach for when you want to work the numbers. It arrives as three sheets: a Summary with per-type subtotals and the grand total, a Detail sheet with one row per asset across every field, and a Value History sheet. The monetary cells are genuine numbers, not text, so you can sum, sort, and pivot inside the sheet without cleaning anything up first.

Tip

Export the PDF for the adjuster and the Excel file for yourself. The PDF is the clean record you send, and the spreadsheet lets you re-sort by value or filter to a single room while you reconcile what was actually lost.

Grouped by type, subtotaled, and totaled

The pack does not dump your assets in a random pile. It groups them by type and orders the sections so the most claim-relevant come first: real estate, then vehicles, then valuables, then other investments like crypto, then other cash and everything else. Inside each section, items sort from most valuable down.

Every section gets its own subtotal, and the pack closes with a grand total across everything. So an adjuster reading the first page sees the shape of your loss immediately: this much in real estate, this much in valuables, this much overall. It matches the number you already trust on your Net Worth page, because it is drawn from the same assets.

If you share a household in WIMM, an Include household assets toggle lets you fold in the shared items so the pack covers everything under one roof, not just your own profile.

A person taking inventory notes on a clipboard beside packed cardboard boxes at home

Email it straight to an adjuster

You do not have to download a file and then dig up an email client. The Email option builds the proof pack and sends it for you. The recipient field defaults to your own address (the safe default is to send yourself a copy), but you can type an adjuster's address instead, and you can add an optional note that rides along in the message body.

The email goes out with the PDF attached and the reply-to set to your own address, so if the adjuster hits reply it lands in your inbox. It is the fastest way to get documentation into a claim while the file reference is still open.

Photos and receipts: the Premium layer

Here is the one line that matters most, stated plainly. The inventory export itself is free for everyone. The PDF, the CSV, and the Excel file, with every asset, every field, the subtotals, and the grand total, cost nothing. A free user and a Premium user get the identical text document.

What Premium adds is the original photos and receipts. If you attached pictures of your belongings and scans of your receipts to each asset, Premium embeds those photo thumbnails directly into the PDF, so the adjuster sees the item next to its details. Premium can also attach a zip of the original files to the emailed proof pack. A free user's export still lists everything in full; it just does not carry the images.

Note

Photographs are some of the strongest proof of ownership there is. If you own high-value items like jewelry, art, or electronics, the Premium photo layer is worth it purely for the claim, since a picture of the item beside its serial number is hard to argue with.

It documents, it does not appraise

WIMM is honest about what this is. The proof pack is documentation you created to support a claim, and every export says so in a disclaimer.

Warning

This report is documentation you created in WIMM to support an insurance claim. It is not a legal appraisal or proof of value. Keep original receipts, photographs, and professional appraisals (especially for jewelry, art, and collectibles), and check your insurer's requirements.

In other words, the pack is a strong, organized, timestamped starting point, and it is exactly what most people are missing on the worst day. Pair it with real appraisals for your most valuable items and you have a record that stands up.

Most budgeting apps stop at spending

This is where WIMM steps outside the usual budgeting lane. Monarch, YNAB, and the late Mint were all built around transactions and budgets, and an insurance-ready inventory export was simply never part of the job. If you wanted a home inventory with those tools, you were back to a separate spreadsheet or a dedicated inventory app you would abandon in a month.

WIMM keeps it in the same place you already track your net worth, so the inventory stays current as a side effect of using the app, and the proof pack is always one click away. Your data is yours to take with you, in a format an insurer can actually read.

Try it now

The live demo loads a sample household with assets already on the Net Worth page, so you can open Net Worth, click Export / Proof pack, and generate a real PDF, CSV, or Excel file in seconds. Start at app.wimm.money/demo, then do the same with your own belongings once you sign in. Document them once, while everything is still on the shelf, and the hard day gets a lot easier.